TerraEnerG Solar Systems All Systems Product Performance Guarantee AMC & Support Financing
Financing Options

Two Ways to Finance Your System. Pick What Fits.

Pay over up to 10 years — whichever route suits you better.

Don't want to pay upfront? Every TerraEnerG system — 3kW to 10kW — can be financed through the government-integrated Jan Samarth portal or through NBFC partners. One is cheaper. The other is faster. Here's exactly how each works.

Loan Tenure
Up to 10 Yrs
Interest Rate Range
6% – 16%
See All Systems →
2 Routes
Choose what fits you
Upto 20% Upfront
Pay rest over time
Every Capacity
3kW to 10kW, all eligible
Compare Your Options

Jan Samarth vs. NBFC Financing

Same goal, two different trade-offs — lower cost, or faster process.

Lower Cost

Jan Samarth

Government-integrated portal, listing major banks
Interest Rate6% – 9%
Processing Time~15 days
Bank Visits Required1 – 4
ProcessApply online, then visit bank(s)
Best ForLowest total cost
Faster

NBFC Financing

Non-Banking Financial Company partners
Interest Rate9% – 16%
Processing Time3 – 4 days
Bank Visits RequiredNone — fully online
ProcessApplication to disbursal, online
Best ForFast turnaround
Which one should you choose?

If saving on interest matters more than speed, Jan Samarth is the better route — expect a bank visit or two along the way. If you'd rather have your loan sorted in days without stepping into a branch, NBFC financing gets you there faster, at a somewhat higher rate.

The Process

How Financing Works

1
Choose your system
Pick the capacity that fits your usage, from 3kW to 10kW.
2
Apply for financing
We help you apply through Jan Samarth or an NBFC partner — whichever you choose.
3
Loan disbursed, installation begins
Once approved, your installation is scheduled and gets underway.
Common Questions

Financing FAQ

Yes — even though the application starts online through the government portal, you'll need to make 1 to 4 visits to the bank to complete the process.

Yes — from application to disbursal, the entire NBFC process is online. No branch visit required.

Jan Samarth, typically 6–9%, compared to 9–16% for NBFC financing. The trade-off is processing time and bank visits.

Up to 10 years, on either financing route.

Yes — every TerraEnerG system from 3kW to 10kW is eligible for both financing routes.

Ready to Finance Your Solar System?

Get your free assessment. We'll check:

Electricity consumption
Rooftop suitability
Expected generation
Subsidy eligibility
Takes less than 2 minutes. We'll get back to you shortly.
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